The tagline of this website is “Living Abundantly on Less” and one of the reasons for that tagline is that we have debt. Currently we owe: $25,480.68 to Sallie Mae (4.5 Interest Rate) $9,913.95 to Citimortgage (7.78 Interest Rate) $107,371.45 to Wells Fargo Home Mortgage (6.25 Interest Rate) (According to Zestimate, our house in Maryland […]
Archive for the ‘Finances’ Category
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Tithing Through the Hard Times
January 14th, 2012 
Jessica “Honor the Lord with your wealth and with the first-fruits of all your produce.” Proverbs 3:9 When I was a child, my parents decided to give us a weekly allowance. Five dollars seemed like a lot back then! But my parents had some stipulations. A dollar must be placed in a “Savings” envelope, a dollar […]
How to Survive Moving In With Your Parents
January 11th, 2012 Jessica You’ve got to admit it: No one dreams of moving back in with their parents after they have reach adulthood. Especially not with a spouse and/or children as part of the arrangement. But with the current economy, more and more grown children are moving back in with their parents to make ends meet. How are […]
CVS Drugstore Game: All This For $2.39!
December 26th, 2011 Jessica After going Black Friday Shopping with my mom and sister, I had $5.50 worth of Extra Care Bucks to spend by December 26. So Naomi and I went out to return our library books and pick up a few things at CVS. I had two rain-checks for cereal ($0.87) from Black Friday, and a coupon […]
How To Survive A Lay-Off
December 6th, 2011 Jessica It’s been 15 months since Brad was laid off from his last job, and 3 months since he began his new position here in sunny California. We haven’t figured it all out, but here are a few things we learned along the way: Pray. A lot. Be Specific. Be a Team. This is not the […]
Take the “Date Your Shampoo” Challenge!
December 4th, 2011 Jessica One of the ways that you can save money around your home is by using half the recommended amount of laundry detergent, dish soap, or shampoo. Our friend Dan (who admittedly has very short hair) takes this suggestion one step further. He uses a permanent marker to label his shampoo bottle with the date (i.e. […]
Black Friday Shopping at CVS
December 1st, 2011 Jessica I had not really planned to go out on Black Friday, but after I saw the long list of freebies at CVS, I had to see them for myself. We were back in Maryland for the holiday, and using disposable diapers temporarily. I had no CVS Extra Care Bucks when I began, so I decided […]
Guest Post: How To Earn Additional Income
November 17th, 2011 Jessica My personal goals in recent years have been to work for myself, create multiple streams of income and pay off debt. It may seem like a lot of work–and in truth, it is. However, I also know that hard work can greatly benefit my family. Thankfully, most of my work is done from home and […]
7 Tips For Turning Your Trash Into Cash
November 16th, 2011 Jessica “When my husband and I moved from Maryland to California two months ago, we were surprised to see how small the garbage cans are here. In fact, the “Recycling” can is almost twice as big as the garbage can, and the “Yard Waste” can is even bigger! At first we could not understand how Californians […]
Our Financial Goals: Paying Off Debt (November 2011)
November 16th, 2011 Jessica It has been almost 5 months since my last financial update, so I thought it was time for another venture into our family finances. The tagline of this website is “Living Abundantly on Less” and one of the reasons for that tagline is that we have debt. Currently we owe: $26,161.68 to Sallie Mae (4.5 […]
