Archive for the ‘Finances’ Category

Cloth Diapering 101: Part 2

Yesterday I shared our cloth diapering story.  Click here to read Cloth Diapering 101: Part 1. Here are 17 tips for cloth diapering success! Getting Started: Cloth diapering is a team effort.  I do not recommend using cloth diapers if your spouse is not on board.  I can’t say that I would still be cloth […]

Cloth Diapering 101: Part 1

When Brad and I found out we were pregnant with our first child in 2008, one of our first concerns was how we would afford to diaper her.  Somewhere along the line, I heard about cloth diapering.  So I sent out a Facebook status update, asking for information about cloth diapering.  When a few friends […]

Our Financial Goals: Paying Off Debt (May 2013)

Our Federal, California, and Maryland Tax Refunds arrived!  With the money we received, we were able to pay off a significant amount of our student loans. Currently we owe: $15,492.88 to Sallie Mae (4.5 Interest Rate) $107,574.86 to Wells Fargo Home Mortgage (4.125 Interest Rate) $123,067.74 Total So we have paid off $10,406.53 since May […]

Our Financial Goals: Paying Off Debt (March 2013)

Today I sat down for a look at our total debt. Currently we owe: $23,758.77 to Sallie Mae (4.5 Interest Rate) $107,730.38 to Wells Fargo Home Mortgage (4.125 Interest Rate) $131,489.15 Total If you do the math, we’ve paid off $758.04 in the last 2 months.  Little by little we are making progress on our financial […]

How to Make Money Selling Your Books on Amazon.com

In the past 6 months I have sold 46 books on Amazon.com, and been paid $554.68.  Part of my earnings on each book is a $3.99 stipend to cover shipping costs.  So if I substract $3.99 for each book sold (though most don’t cost that much to mail), then I have earned (about) $371.14 in […]

2012 Goals: December Update

So how did your  goal-setting going for 2012?  December was an overwhelming month for me as I took on way more than I could handle, and ended up burnt out and exhausted.  I could not wait for the holidays to be over and things to return to normal.  I did accomplish almost everything on my […]

25 Goals for 2013

This may be the first time I have ever written down a list of New Year’s Resolutions or Goals.  For me, it always made more sense to do this sort of thing at the beginning of the school year (September 1) rather than the beginning of the calendar year (January 1).  However, since I started […]

Our Financial Goals: Paying Off Debt (January 2013)

We’re a week into the new year, so I think it’s time for an update on our financial goals. Currently we owe: $24,053.46 to Sallie Mae (4.5 Interest Rate) $108,193.73 to Wells Fargo Home Mortgage (4.125 Interest Rate) $132,247.19 Total If you do the math, we’ve paid off $558.06 in the last 5 months.  I […]

2012 Goals: November Update

So how is your  goal-setting going for 2012?  I’ve learned that one of the best ways to achieve my goals is to begin by writing them down!  At the beginning of the year I typed up a list of goals, and pinned it to the bulletin board over my desk.  Each month I cross off […]

De-Cluttering: Trash It, Sell It, or Donate It

Recently I read Organized Simplicity by Tsh Oxenreider, and I really enjoyed it.  I love to purge, simplify, and organize.  I’m sure I don’t have to tell you that keeping a home clean and organized is an endless job–especially when you have children!  I keep our home clear by classifying clutter as “trash,” “sell,” or […]

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