The tagline of this website is “Living Abundantly on Less” and one of the reasons for that tagline is that we have debt. Currently we owe: $25,480.68 to Sallie Mae (4.5 Interest Rate) $9,913.95 to Citimortgage (7.78 Interest Rate) $107,371.45 to Wells Fargo Home Mortgage (6.25 Interest Rate) (According to Zestimate, our house in Maryland […]
Archive for the ‘Eliminating Debt’ Category
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How to Survive Moving In With Your Parents
January 11th, 2012 
Jessica You’ve got to admit it: No one dreams of moving back in with their parents after they have reach adulthood. Especially not with a spouse and/or children as part of the arrangement. But with the current economy, more and more grown children are moving back in with their parents to make ends meet. How are […]
Our Financial Goals: Paying Off Debt (November 2011)
November 16th, 2011 Jessica It has been almost 5 months since my last financial update, so I thought it was time for another venture into our family finances. The tagline of this website is “Living Abundantly on Less” and one of the reasons for that tagline is that we have debt. Currently we owe: $26,161.68 to Sallie Mae (4.5 […]
Our Financial Goals: Paying Off Debt (June 2011)
June 21st, 2011 Jessica Photo Credit When Brad and I were married 5 1/2 years ago, we each brought a lot of (student loan) debt baggage. And then we bought more. Honestly, we weren’t trying to be irresponsible. We just did what we saw everyone else doing. We had two incomes, no children, and we were incurring “smart […]
Refinancing? (Part 1)
April 16th, 2011 Jessica I was reading Reader’s Digest this week and saw the following in an article titled, “Cents and Sensibility” by Beth Kobliner: “If you have a mortgage, know the interest rate. And learn if, when, and how it adjusts and whether refinancing makes sense. Consider downsizing to a smaller home, a step that one in five […]
