Archive for the ‘Finances’ Category

In 2014, I Hope To…

My blogging buddy Katherine decided to host a second link-up party, this time entitled “In 2014, I Hope To…”  I am back in California in the midst of unpacking from two months away, but I DO happen to have a list of 25 New Year’s Goals!  So here goes nothing! Spiritual: Daily quiet time (read […]

In 2013, I Learned…

Happy New Year my blogging friends!  I have missed sharing my life with you these last 6 weeks.  I am still in Maryland for 2 more weeks, but taking some time to reflect on the past year.  It’s hard to believe we fit so much life into these last 12 months.  My blogging buddy Katherine […]

35 Ideas for Saving Money as a Stay-at-Home-Mom

After four years of teaching art, and two years of teaching English in China, I became a Stay-at-Home-Mom in 2009.  I’ve had to learn a lot about saving money as a SAHM since then!  If you’re a new mom, or are considering staying at home with your children, I’ve compiled a list here of some […]

Five Years of Frugal Halloweens

Today I thought it would be fun to take a look back at 5 years of frugal Halloweens.  Did you know that Americans spend $8 billion in Halloween holiday outlay each year, making it second only to Christmas?  That’s $80 per family on decorations, costumes, and candy!  Naomi was born in 2009, and we’ve been […]

15 Frugal Activities for Autumn

I love Autumn!  I love every season, but there is a special place in my heart for the sights and smells of Autumn.  Here are a few links to my favorite Autumn activities: 1. Create an Autumn Window Collage. 2. Make Leaf Rubbings. 3. Arrange some Inexpensive Autumn Decor. 4. Create 3 Jack-O-Lantern Crafts with […]

My BHAG

Have you ever heard of a BHAG?  BHAG is an acronym for “Big Hairy Audacious Goal.”  Do you want to know what my BHAG is? I want to be debt-free by the time Naomi is ready for Kindergarten. The first time I listed all of our debts in order by amount due, was in March […]

Twice: Beautiful Clothing Should Be Loved Again

Recently Money Saving Mom shared about a website called Twice.  Twice is a way to buy and sell gently-used brand-name clothing.  If you sign up today, you will get a $10 credit to get started!   You could then use that $10 to purchase an inexpensive pre-loved item from brands like J.Crew, American Eagle, Abercrombie & […]

25 Goals for 2013 (August Update)

Recently my fellow blogger Katherine gave an update on her goals for 2013.  I thought it was time I revisit my goals for the year too.  Some are coming along quite well, and some are coming along so poorly that it’s embarrassing.  Ah, such is life.  If you see me succeeding in any one area, […]

3 Ways We’ve Saved Money Recently

Recently I was able to save money in three different areas of our budget.  Maybe some of these ideas will work for you too! 1. We have arranged to pay our utilities bill using a “Balanced Payment Plan.”  This month our payment dropped, saving us $15.77 per month! 2. I thought our auto insurance bill […]

Our Financial Goals: Paying Off Debt (August 2013)

During the past 8 months, we spent 4 months on 75% salary, we had a baby, and I underwent 2 surgeries.  We also bought a new car seat, converted all our cloth diapers to snaps, and bought airplane tickets home for Thanksgiving. Despite these expenses, thanks to using Mvelopes for budgeting, I feel more confident […]

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